{"id":3504,"date":"2026-04-20T17:01:10","date_gmt":"2026-04-20T08:01:10","guid":{"rendered":"https:\/\/valuefollower.com\/?p=3504"},"modified":"2026-04-20T17:01:10","modified_gmt":"2026-04-20T08:01:10","slug":"%eb%8c%80%eb%a7%8c%ec%9d%98-%ea%b2%bd%ec%a0%9c%ec%a0%81-%ec%9a%b0%ec%9c%84-%ed%95%9c%ea%b5%ad-%ea%b2%bd%ec%a0%9c%ec%97%90-%eb%8c%80%ed%95%9c-%ec%83%88%eb%a1%9c%ec%9a%b4-%ea%b2%bd%ea%b3%a0%ec%99%80","status":"publish","type":"post","link":"https:\/\/valuefollower.com\/?p=3504","title":{"rendered":"[\ub300\ub9cc\uc758 \uacbd\uc81c\uc801 \uc6b0\uc704, \ud55c\uad6d \uacbd\uc81c\uc5d0 \ub300\ud55c \uc0c8\ub85c\uc6b4 \uacbd\uace0\uc640 \uc804\ub9dd]"},"content":{"rendered":"<p>\uad6d\ub0b4 \ud22c\uc790 \uc774\uc288, \ub274\uc2a4\ub294 \uc3df\uc544\uc9c0\ub294\ub370 \ub0b4 \ud22c\uc790\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \uc8fc\ub294\uc9c0 \ud5f7\uac08\ub9b4 \ub54c\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uac19\uc740 \ub274\uc2a4\ub77c\ub3c4 \uc2dc\uc7a5 \uad6c\uc870\ub97c \uc774\ud574\ud558\uba74 \uc644\uc804\ud788 \ub2e4\ub974\uac8c \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \ub2e8\uc21c \uc815\ub9ac\uac00 \uc544\ub2c8\ub77c, &#8220;\uadf8\ub798\uc11c \ub0b4 \ub3c8\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \uc8fc\ub294\uc9c0&#8221;\uc5d0 \uc9d1\uc911\ud574\uc11c \uc124\uba85\ud569\ub2c8\ub2e4.<\/p>\n<p>&#8212;<\/p>\n<p>\ucd5c\uadfc \ud55c\uad6d \uacbd\uc81c\uac00 \ub300\ub9cc\uc5d0 \ucd94\uc6d4\ub2f9\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uace0, \uc774\uc5d0 \uc77c\uac01\uc5d0\uc11c\ub294 \ud55c\uad6d\uc774 \ub300\ub9cc\uc758 \ud558\uccad\uad6d\uac00\ub85c \uc804\ub77d\ud560 \uac83\uc774\ub77c\ub294 \uc6b0\ub824\ub9c8\uc800 \uc81c\uae30\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uad6d\uc81c\ud1b5\ud654\uae30\uae08(IMF)\uc774 \ud55c\uad6d \uacbd\uc81c\uc5d0 \ub300\ud574 \uacbd\uace0\ud558\uba74\uc11c \ub354\uc6b1 \ubd80\uac01\ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud55c\uad6d \uacbd\uc81c\uac00 \ub300\ub9cc\uc5d0 \ubc00\ub9ac\uace0 \uc788\ub294 \uc774\uc720\ub294 \ub2e4\uac01\uc801\uc774\uba70, \ud2b9\ud788 D\ub7a8\uacfc \uac19\uc740 \ud575\uc2ec \uc0b0\uc5c5\uc5d0 \ub300\ud55c \uc9c0\ub098\uce5c \uc758\uc874\uc774 \uc8fc\uc694 \uc6d0\uc778\uc73c\ub85c \uc9c0\ubaa9\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>IMF\ub294 \ud55c\uad6d\uc774 \uacc4\uc18d\ud574\uc11c \ub300\ub9cc\uacfc \uac19\uc740 \uc8fc\uc694 \uacbd\uc81c \ub300\uad6d\uc744 \ucd94\uc6d4\ud558\uae30 \uc5b4\ub835\ub2e4\uace0 \uacbd\uace0\ud558\uba70, \uacbd\uc81c \uad6c\uc870\uc640 \uc815\ucc45\uc5d0 \ub300\ud55c \ubcc0\ud654\uac00 \ud544\uc694\ud558\ub2e4\uace0 \uc5b8\uae09\ud588\uc2b5\ub2c8\ub2e4. \uc774\ucc3d\uc6a9 \uc804 \ud55c\uad6d\uc740\ud589 \ucd1d\uc7ac\ub294 \uc774\ub7ec\ud55c \ubcc0\ud654\uc5d0 \ub300\ud574 \uc778\uc2dd\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub97c \uc704\ud55c \ud1b5\ud654 \ubc0f \uc7ac\uc815 \uc815\ucc45\uc758 \ud544\uc694\uc131\uc744 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4. \uadf8\ub294 \uae30\uc131 \uacbd\uc81c \uad6c\uc870\uc5d0 \ud568\ubab0\ub41c \ub300\ucc98 \ubc29\uc2dd\uc73c\ub85c\ub294 \ud5a5\ud6c4 \uc608\uc0c1\ub418\ub294 \ubd80\uc791\uc6a9\ub4e4\uc774 \ubc1c\uc0dd\ud560 \uc218 \uc788\ub2e4\uace0 \uacbd\uace0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>### \ub300\ub9cc\uacfc \ud55c\uad6d \uacbd\uc81c \ube44\uad50<\/p>\n<p>| \uc9c0\ud45c                    | \ud55c\uad6d                  | \ub300\ub9cc                  |<br \/>\n|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;|<br \/>\n| GDP \uc131\uc7a5\ub960            | 2.4%                 | 3.1%                 |<br \/>\n| D\ub7a8 \uc2dc\uc7a5 \uc810\uc720\uc728       | 60%                  | 20%                  |<br \/>\n| \uc804 \uc138\uacc4 \ubc18\ub3c4\uccb4 \uc0dd\uc0b0\ub7c9 | 20%                  | 60%                  |<br \/>\n| 1\uc778\ub2f9 GDP             | 31,000 \ub2ec\ub7ec          | 33,500 \ub2ec\ub7ec          |<\/p>\n<p>\ub300\ub9cc\uc758 \uacbd\uc81c\uac00 \uac15\ud558\uac8c \uc131\uc7a5\ud568\uc5d0 \ub530\ub77c D\ub7a8\uacfc \uac19\uc740 \ud2b9\uc815 \uc0b0\uc5c5\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4\uac00 \ud55c\uad6d \uacbd\uc81c\uc5d0 \uac78\ub9bc\ub3cc\uc774 \ub418\uace0 \uc788\ub2e4\ub294 \uc810\uc740 \ub9e4\uc6b0 \uc6b0\ub824\uc2a4\ub7fd\uc2b5\ub2c8\ub2e4. D\ub7a8 \uc2dc\uc7a5\uc758 \uacbd\uc6b0, \ub300\ub9cc\uc758 TSMC\uac00 \uae30\uc220\ub825\uacfc \uc0dd\uc0b0\ub2a5\ub825\uc5d0\uc11c \uc555\ub3c4\uc801\uc778 \uc704\uce58\ub97c \ucc28\uc9c0\ud558\uace0 \uc788\uc73c\uba70, \ud55c\uad6d\uc758 \uc0bc\uc131\uc804\uc790\uc640 SK\ud558\uc774\ub2c9\uc2a4\uac00 \uc774\ub97c \ub530\ub77c\uc7a1\uae30 \uc704\ud574 \uace0\uad70\ubd84\ud22c\ud558\uace0 \uc788\ub294 \uc0c1\ud669\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7f0 \uc0c1\ud669\uc5d0\uc11c \ub098\ud0c0\ub098\ub294 \uacbd\uace0\ub294 \ud55c\uad6d \uae30\uc5c5\ub4e4\uc774 \uae30\uc220 \ud601\uc2e0 \ubc0f \ub2e4\uac01\ud654\ub97c \ud1b5\ud574 \uc0c8\ub85c\uc6b4 \uc131\uc7a5 \ub3d9\ub825\uc744 \ud655\ubcf4\ud558\uc9c0 \uc54a\uc73c\uba74 \uc7a5\uae30\uc801\uc73c\ub85c \ubd88\ub9ac\ud55c \uc785\uc9c0\uc5d0 \ucc98\ud560 \uac83\uc774\ub77c\ub294 \uc810\uc785\ub2c8\ub2e4. \ud2b9\ud788, \uc804 \uc138\uacc4\uc801\uc73c\ub85c \ubc18\ub3c4\uccb4 \uc0b0\uc5c5\uc758 \uc911\uc694\uc131\uc774 \ubd80\uac01\ub418\uace0 \uc788\uae30 \ub54c\ubb38\uc5d0, \ud55c\uad6d\uc758 \ubc18\ub3c4\uccb4 \uae30\uc5c5\ub4e4\uc774 \ub300\ub9cc\uacfc\uc758 \uacbd\uc7c1\uc5d0\uc11c \uc0b4\uc544\ub0a8\uae30 \uc704\ud574\uc120 \uae30\uc220 \uac1c\ubc1c\uacfc \ub354\ubd88\uc5b4 \uae00\ub85c\ubc8c \ud310\ub85c \ud655\uc7a5\uc774 \ud544\uc218\uc785\ub2c8\ub2e4.<\/p>\n<p>\uc774\ucc3d\uc6a9 \uc804 \ucd1d\uc7ac\ub294 \ucd5c\uadfc\uc758 \uc784\uae30 \uc911 \ub9c8\uc9c0\ub9c9 \uc778\uc0ac\uc5d0\uc11c \ud1b5\ud654 \ubc0f \uc7ac\uc815 \uc815\ucc45 \ub9cc\uc73c\ub85c\ub294 \uacbd\uc81c \uc548\uc815\uc744 \uc774\ub8e8\uae30 \uc5b4\ub824\uc6b0\uba70, \uc0b0\uc5c5 \uad6c\uc870\uc758 \ubcc0\ud654\ub97c \uc704\ud55c \uccb4\uacc4\uc801\uc778 \uc811\uadfc\uc774 \ud544\uc694\ud558\ub2e4\uace0 \uac15\uc870\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \ud5a5\ud6c4 \uacbd\uc81c \uc815\ucc45\uc5d0 \ub300\ud55c \ubc29\ud5a5\uc131\uc744 \uc81c\uc2dc\ud558\uba70, \ud601\uc2e0\uc801\uc778 \uc811\uadfc\uc774 \uc801\uc6a9\ub418\uc5b4\uc57c \ud568\uc744 \uc554\uc2dc\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc778\uad6c \uad6c\uc870\uc640 \uad00\ub828\ub41c \ubb38\uc81c\ub098 \ub178\ub3d9 \uc2dc\uc7a5\uc758 \uacbd\uc9c1\uc131 \ub4f1\ub3c4 \uacbd\uc81c \uc131\uc7a5\uc5d0 \uc545\uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc694\uc778\uc73c\ub85c \uc791\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud55c\uad6d\uc740 \uc55e\uc73c\ub85c \uae30\uc220\uc9d1\uc57d\uc801 \uc0b0\uc5c5\uc73c\ub85c\uc758 \uc804\ud658\uc744 \uc704\ud574 \uc778\uc7ac \uc591\uc131\uc5d0 \uc9d1\uc911\ud574\uc57c \ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>### \ud55c\uad6d \uacbd\uc81c\uc758 \ud5a5\ud6c4 \uc804\ub9dd<\/p>\n<p>\ud55c\uad6d \uacbd\uc81c\ub294 \ud604\uc7ac\uc758 \uae34\uc7a5\ub41c \uc0c1\ud669\uc5d0\uc11c \ub300\ub9cc\uacfc \ub2e4\uc2dc \uacbd\uc7c1 \uc6b0\uc704\ub97c \uc810\ud558\uae30 \uc704\ud574 \ub2e4\uc74c\uacfc \uac19\uc740 \uc804\ub7b5\uc744 \uace0\ub824\ud574\uc57c \ud560 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>1. **\uae30\uc220 \ud22c\uc790 \ud655\ub300**: \ud55c\uad6d \uae30\uc5c5\ub4e4\uc774 R&#038;D\uc5d0 \ub300\ud55c \ud22c\uc790 \ube44\uc911\uc744 \ub354\uc6b1 \ub298\ub824 \ud601\uc2e0\uc801\uc778 \uae30\uc220 \uac1c\ubc1c\uc744 \ud1b5\ud574 \uc0b0\uc5c5 \uc804\ubc18\uc5d0 \uac78\uce5c \uacbd\uc7c1\ub825\uc744 \uac15\ud654\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>2. **\uc218\ucd9c \ub2e4\uac01\ud654**: \ud2b9\uc815 \uc0b0\uc5c5\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4\ub97c \uc904\uc774\uae30 \uc704\ud574 \ub2e4\uc591\ud55c \uc0b0\uc5c5\uc73c\ub85c\uc758 \uc218\ucd9c \ud3ec\ud2b8\ub97c \ub2e4\uac01\ud654\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>3. **\uc778\uc7ac \uc721\uc131**: \uae00\ub85c\ubc8c \uc2a4\ud0e0\ub2e4\ub4dc\uc5d0 \uac78\ub9de\uc740 \uc778\uc7ac\ub97c \uc591\uc131\ud558\ub294 \uad50\uc721 \ud504\ub85c\uadf8\ub7a8\uc744 \uac15\ud654\ud558\uc5ec, \uc804\ubb38 \uae30\uc220 \uc778\ub825\uc758 \uc81c\uace0\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>4. **\uc815\ucc45 \uac1c\uc120**: \uc815\ubd80 \ucc28\uc6d0\uc5d0\uc11c\uc758 \uc9c0\uc18d\uc801\uc778 \uc0b0\uc5c5 \uc815\ucc45\uacfc \uc778\ud504\ub77c \uc9c0\uc6d0\uc774 \ub4b7\ubc1b\uce68\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ud2b9\ud788 \ub300\uae30\uc5c5\uacfc \uc911\uc18c\uae30\uc5c5 \uac04\uc758 \ud611\ub825\uc744 \ud1b5\ud55c \uc0dd\ud0dc\uacc4 \uc870\uc131\uc774 \uc694\uad6c\ub429\ub2c8\ub2e4.<\/p>\n<p>\uc774\ub7ec\ud55c \ub300\ucc45\ub4e4\uc774 \ud6a8\uacfc\ub97c \ubc1c\ud718\ud560 \uacbd\uc6b0, \ud55c\uad6d \uacbd\uc81c\ub294 \ub300\ub9cc\uc758 \uacbd\uc81c\uc801 \uc6b0\uc704\uc5d0 \uacfc\uac10\ud788 \ub3c4\uc804\ud558\uace0, \ubbf8\ub798\uc758 \ubd88\ud655\uc2e4\uc131\uc5d0\ub3c4 \ub300\uc751\ud560 \uc218 \uc788\ub294 \uae30\uc5c5 \ud658\uacbd\uc744 \uc870\uc131\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n<p>### \uc790\uc8fc \ubb3b\ub294 \uc9c8\ubb38(FAQ)<\/p>\n<p>**Q1: \ud55c\uad6d \uacbd\uc81c\uac00 \ub300\ub9cc\uc5d0 \ubc00\ub9ac\uace0 \uc788\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694?**<br \/>\nA1: \ud55c\uad6d\uc758 D\ub7a8 \uc758\uc874\ub3c4\uc640 \uae30\uc220 \ud601\uc2e0 \ubd80\uc871\uc774 \uc8fc\ub41c \uc774\uc720\uc785\ub2c8\ub2e4. \ub610\ud55c, \ud55c\uad6d\uc740 \ud2b9\uc815 \uc0b0\uc5c5\uc5d0\ub9cc \uc9d1\uc911\ud558\uace0 \uc788\uc5b4 \ub300\ub9cc\uacfc \uac19\uc740 \ub2e4\uc591\ud55c \uc0b0\uc5c5\uc5d0\uc11c\uc758 \uacbd\uc7c1\ub825\uc774 \ub5a8\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>**Q2: \ud55c\uad6d\uc758 \uacbd\uc81c \uad6c\uc870\ub294 \uc5b4\ub5a4 \ubcc0\ud654\uac00 \ud544\uc694\ud55c\uac00\uc694?**<br \/>\nA2: \ud55c\uad6d\uc740 \uae30\uc220 \ud601\uc2e0\uacfc \uae00\ub85c\ubc8c \uacbd\uc7c1\ub825 \uac15\ud654\ub97c \uc704\ud574 \uc0b0\uc5c5 \uad6c\uc870\ub97c \ub2e4\uac01\ud654\ud558\uace0, \uc778\uc7ac \uc591\uc131\uc744 \ud1b5\ud55c \uc804\ubb38 \uae30\uc220 \uc778\ub825\uc758 \ud6c8\ub828\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n<p>**Q3: IMF\uc758 \uacbd\uace0\ub294 \uc5b4\ub5a4 \uc758\ubbf8\uc778\uac00\uc694?**<br \/>\nA3: IMF\uc758 \uacbd\uace0\ub294 \ud55c\uad6d \uacbd\uc81c\uac00 \ud604\uc7ac\uc758 \ubaa8\uc2b5\uc73c\ub85c \uc548\uc8fc\ud558\uba74 \uc55e\uc73c\ub85c \uc131\uc7a5\ud558\uae30 \uc5b4\ub824\uc6b8 \uac83\uc774\ub77c\ub294 \uba54\uc2dc\uc9c0\ub97c \ub2f4\uace0 \uc788\uc73c\uba70, \uc9c0\uc18d\uc801\uc778 \uad6c\uc870\uc801 \ubcc0\ud654\uc640 \uc815\ucc45 \uac1c\uc120\uc774 \ud544\uc694\ud558\ub2e4\ub294 \uac83\uc744 \uc758\ubbf8\ud569\ub2c8\ub2e4.<\/p>\n<div style='font-size: 12px; color: #888; margin-top: 30px;'>\u2139\ufe0f \ucd9c\ucc98: Google News RSS \uae30\ubc18 \uacf5\uacf5 \ub370\uc774\ud130<\/div>\n<div class=\"sns-share-container\" style=\"margin: 30px 0; padding: 20px; border-top: 1px solid #eee; border-bottom: 1px solid #eee; text-align: center;\">\n<p style=\"font-weight: bold; margin-bottom: 15px; color: #333;\">\ud83d\udce2 \uc774 \uae00\uc774 \ub3c4\uc6c0\uc774 \ub418\uc168\ub2e4\uba74 \uacf5\uc720\ud574\uc8fc\uc138\uc694!<\/p>\n<div style=\"display: flex; justify-content: center; gap: 20px;\">\n        <a href=\"javascript:window.open('https:\/\/sharer.kakao.com\/talk\/friends\/picker\/link?url=' + encodeURIComponent(location.href), 'kakaoshare', 'width=400,height=500');\" \n           style=\"text-decoration: none; display: flex; flex-direction: column; align-items: center;\"><\/p>\n<div style=\"width: 50px; height: 50px; background-color: #FEE500; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-weight: bold; color: #3A1D1D; font-size: 14px; box-shadow: 0 4px 6px rgba(0,0,0,0.1);\">Talk<\/div>\n<p>            <span style=\"font-size: 12px; color: #555; margin-top: 5px;\">\uce74\uce74\uc624\ud1a1<\/span><br \/>\n        <\/a><\/p>\n<p>        <a href=\"javascript:window.open('https:\/\/www.facebook.com\/sharer\/sharer.php?u=' + encodeURIComponent(location.href), 'fbshare', 'width=600,height=400');\" \n           style=\"text-decoration: none; display: flex; flex-direction: column; align-items: center;\"><\/p>\n<div style=\"width: 50px; height: 50px; background-color: #1877F2; border-radius: 50%; display: flex; align-items: center; justify-content: center; font-weight: bold; color: white; font-size: 14px; box-shadow: 0 4px 6px rgba(0,0,0,0.1);\">FB<\/div>\n<p>            <span style=\"font-size: 12px; color: #555; margin-top: 5px;\">\ud398\uc774\uc2a4\ubd81<\/span><br \/>\n        <\/a>\n    <\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\uad6d\ub0b4 \ud22c\uc790 \uc774\uc288, \ub274\uc2a4\ub294 \uc3df\uc544\uc9c0\ub294\ub370 \ub0b4 \ud22c\uc790\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \uc8fc\ub294\uc9c0 \ud5f7\uac08\ub9b4 \ub54c\uac00 \ub9ce\uc2b5\ub2c8\ub2e4. \uac19\uc740 \ub274\uc2a4\ub77c\ub3c4 \uc2dc\uc7a5 \uad6c\uc870\ub97c \uc774\ud574\ud558\uba74 \uc644\uc804\ud788 \ub2e4\ub974\uac8c \ubcf4\uc785\ub2c8\ub2e4. \uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \ub2e8\uc21c \uc815\ub9ac\uac00 \uc544\ub2c8\ub77c, &#8220;\uadf8\ub798\uc11c \ub0b4 \ub3c8\uc5d0 \uc5b4\ub5a4 \uc601\ud5a5\uc744 \uc8fc\ub294\uc9c0&#8221;\uc5d0 \uc9d1\uc911\ud574\uc11c \uc124\uba85\ud569\ub2c8\ub2e4. &#8212; \ucd5c\uadfc \ud55c\uad6d \uacbd\uc81c\uac00 \ub300\ub9cc\uc5d0 \ucd94\uc6d4\ub2f9\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uace0, \uc774\uc5d0 \uc77c\uac01\uc5d0\uc11c\ub294 \ud55c\uad6d\uc774 \ub300\ub9cc\uc758 \ud558\uccad\uad6d\uac00\ub85c \uc804\ub77d\ud560 \uac83\uc774\ub77c\ub294 \uc6b0\ub824\ub9c8\uc800 \uc81c\uae30\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uad6d\uc81c\ud1b5\ud654\uae30\uae08(IMF)\uc774 \ud55c\uad6d 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